Thank You To All United States Military Service Members and Families!

Military Loan Options for buying a home in San Diego


We appreciate you and all of your commitment and dedication to serving our country. There is a special place in my heart for all service members and their well being due to my own life experiences as My Father, Retired Lt Col J.S.C, served 26 years (Vietnam and Korean War) in the United States Army, 10 of them overseas.

My goal is to educate you with the facts so in turn you are confident in planning your future. As you you know there are many benefits available to you when it comes time to purchase a home and we are here to assist, guide you in the proper direction and give you piece of mind in your decision.

Below are a list of features and benefits to help you:

*Apply for a (COE) Certificate of Eligibility-this will be a series of events if you don't already have it as you can apply online or call 800-983-0937 for one on one assistance.

*If you already used your VA eligibility to purchase your home, you still may be able to utilize your benefits in a VA loan for refinancing/cash out options, whether it be for remodeling or home repair.

*Apply for a mortgage loan with your Lender-this process can be done while the appraisal is being completed. During this time your lender will acquire all credit reports and any additional needed documentation. The benefit to you is that your VA authorized lender can be processed, approved and closed upon receipt of appraisal.

*Make a decision on the home you want to buy and sign a purchase agreement. Contact Team SchuCo to be represented by a buyers agent who looks out for your best interest!

*You may be able to purchase up to four units (ie-duplex, triplex or four plex). Please Note: you must occupy one of the units as your primary residence.

*Order an appraisal from VA, which is typically handled by the Lender.

*VA No-No is a phrase used meaning that you may be able to purchase a home with No money down!


If you have already used some of your benefits, it still may be possible to buy another home or investment property if you have remaining funds or are able to restore loan entitlement. Below is a list of what a VA loan can be used for:

*To buy a home or condo in a VA approved project.
*To build a home.
*To refinance an existing home loan up to 90% of the value or to reduce an existing interest rate.
*To install energy efficient upgrades.
*To buy a lot or manufactured home.

Contact Team SchuCo today to get started with the home buying process! 619-995-2132