Need a Home Loan?

Have you been thinking about buying a home? Which in turn has you thinking about applying for a home loan..some of you may not know that both Marc and I used to work in the mortgage home loan industry. This experience comes in extremely handy for our real estate business because we know the back end finance component.

Marc owned a mortgage group joint venture and I worked as a loan officer for over 5 years. We have helped home owners obtain the financing they needed to buy their home. Since then lots of things have changed in the mortgage industry, but the basics remain the same.

We have built relationships with the best of the best on the mortgage loan side, you can request our complimentary referrals by sending us an email email and write in the subject line, help connect me with a mortgage lender.

When it comes to buying a home you have two options:
1) Pay Cash
2) Financing with a Mortgage Loan

Regardless of your financial scenario we take a consulting approach which helps us better understand your needs and match you with the appropriate vehicle to get you to your destination.

Here are some quick tips to get you prepared to speak with your mortgage loan officer:

5 Things You Need To Get A Mortgage Loan

  1. Proof of Income
  2. Proof of Assets
  3. Good Credit
  4. Employment Verification
  5. Documentation (Driver's license, ID, Social Security #)
Those are just the basics and speaking to a professional who specializes in mortgage loans will help go into more detail of the specific documents needed. Being pre-approved before you start house hunting is most important, when you find the home of your dreams and want to buy it a pre-approval letter is sent with your purchase offer on the home. This gives the seller assurance that you are the real deal!

Stay tuned for more of our Commitment of Service Series and don't forget you can contact us anytime for help with your San Diego real estate needs!


Check out this previous blog article by clicking on the title below:

The DO's and DONT'S When Applying For a Home Loan




As your full service REALTOR® specializing in the beautiful city of San Diego, California, it is my personal goal to provide you with exceptional service. Here is where you will find articles on my personal experiences and Real Estate resources. My local expertise backed by one of the few organizations entrusted to use the world-renowned Berkshire Hathaway name, brings to the Real Estate market a definitive mark of stability, strength, quality and innovation.
I “LOVE” my career! Hire me to help you navigate through the home buying or home selling process.
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